Expat Life Insurance
When you’ve living overseas it’s vital to know whether your life insurance from will still cover you.
If your policy isn’t designed for expats, there is a high chance when you move:
- It won’t cover you living overseas.
- You will have to pay additional premiums.
- Your coverage will be limited.
Most expats I speak to are either unsure if they’re covered, or have too much, or too little insurance for their needs.
Expat Life Insurance
✓ International Coverage
✓ Designed for Expats
✓ Travels With You
How can expat life insurance help you?
Can I take out an expat life insurance policy if I’ve already moved overseas?
Yes, designed globally mobile expats, specialist solutions will cover you and your family across the globe.
Will my premiums increase over time?
Usually no. Expat life insurance policies come with a fixed monthly premium for the life of the policy, so you understand the exact costs you’ll need to pay.
How much should my policy cover?
As expat you need to ensure if the worst happens, the people you care about can cover the cost of:
– Repatriating a body and funeral costs.
– Securing the education of your children.
– Taking care of any outstanding debts.
– Replacing your income until your children are financially independent.
– Ensuring your spouse can still retire, and live the life you planned for.
Will I still be covered by expat life insurance if I move to a high risk country?
Yes, expat policies are usually arranged so that once the cover is purchased, it remains in force no matter where you move, or if your job changes.
What if I need to change my level of cover?
Flexibly policies allow you to increase or decrease the level of cover you need, as your circumstances change.
Will you help me understand how much life cover I need?
Absolutely, we specialise in helping you make sure you family will always be financially ok, no matter what happens. Our advice is tailored to your individual circumstances.
Independent advice, tailored to you.
Arrange your free initial consultation, to make sure you’re fully covered.